Your Money, Your Way
Store, send, and receive KAD instantly. Multi-currency wallet with QR payments, virtual cards, and biometric authentication.
How It Works
Sign Up
Create your account in under 2 minutes with email or phone number.
Verify
Complete KYC verification to unlock higher limits and all features.
Top Up
Fund your wallet via bank transfer, card, mobile money, or crypto.
Transact
Send, receive, pay, and save — all from one wallet.
Key Features
Multi-Currency
Hold KAD alongside ZAR, NGN, KES, GHS, USD and 9 more currencies. Convert instantly at interbank rates.
QR Payments
Pay merchants or friends by scanning a QR code. Works offline with pre-generated codes.
Virtual Cards
Issue virtual Visa/Mastercard cards for online shopping. Set spend limits and freeze instantly.
Biometric Auth
Secure your wallet with fingerprint, face recognition, or palm print authentication.
Wallet-to-Wallet
Send KAD to any wallet instantly with zero fees. Use phone number, email, or QR code.
Bank-Grade Security
AES-256 encryption, PCI DSS Level 1, and real-time fraud detection protecting every transaction.
API Endpoints
/payments/wallet/balanceGet wallet balance across all currencies
/payments/topupInitiate wallet top-up via card, EFT, mobile money, or crypto
/payments/wallet/checkoutPay from wallet balance
/payments/wallet/withdrawWithdraw to bank account or mobile money
/payments/wallet/transactionsList wallet transactions with pagination and filters