Grow Your Business
Revenue-based capital advances for merchants and platforms. No fixed repayment schedule — repay as you earn, automatically.
How It Works
Get Offers
Based on your KAD transaction history, we generate personalised capital offers automatically.
Accept
Review the offer — advance amount, factor rate, and repayment percentage. Accept with one tap.
Receive Funds
Funds are deposited to your KAD wallet within 24 hours. No paperwork.
Auto-Repay
A small percentage of your daily sales is automatically deducted until repaid. Sell more, repay faster.
Key Features
Revenue-Based
Repayments are a percentage of daily sales. Slow day? Small repayment. Big day? Repay faster.
No Fixed Schedule
Unlike traditional loans, there's no fixed monthly payment. Repayments flex with your revenue.
Fast Funding
Get funded within 24 hours of acceptance. No lengthy application process or bank visits.
Cashflow Prediction
AI-powered cashflow predictions help you understand how the advance fits your business cycle.
Transparent Pricing
Simple factor rate pricing. No hidden fees, no compounding interest, no early repayment penalties.
NCA Compliant
All advances comply with the National Credit Act. Responsible lending with affordability assessments.
API Endpoints
/capital/offersGet personalised capital offers
/capital/acceptAccept a capital advance offer
/capital/advancesList your active and past advances
/capital/cashflowGet AI cashflow prediction