Insights on building Africa's commodity-backed digital currency, fintech infrastructure, and the future of payments on the continent.
A deep dive into our commodity-backed model using gold, platinum, diamonds, lithium, cobalt, copper, manganese, and tantalum to maintain a stable digital currency for Africa.
How we architected the Karat Instant Payment System to process transactions across 7 African countries in under 200 milliseconds with 99.95% uptime.
African currencies have lost significant value against the dollar over the past decade. Here's why commodity-backing provides a more resilient alternative to fiat pegging.
Stokvels represent over R50 billion in annual savings across South Africa. We digitised this tradition while preserving the trust and community spirit of Ubuntu.
Achieving PCI DSS Level 1 certification as an African fintech startup. The challenges, the process, and what it means for our merchants and users.
Launching cross-border payments across South Africa, Nigeria, Kenya, Ghana, Tanzania, Rwanda, and the UK. The regulatory landscape and technical challenges we overcame.
Traditional credit scoring excludes millions of Africans. Our AI-powered alternative uses mobile money history, utility payments, and social commerce data to assess creditworthiness.
Africa's fintech market is projected to reach $65 billion by 2030. Here's our vision for KAD's role in shaping the continent's financial infrastructure.