Ubuntu, Digitised
Preserve the tradition of group savings with digital stokvels. Rotating, fixed, or goal-based — transparent, secure, and accessible from anywhere.
How It Works
Create Group
Set up your stokvel with a name, type (rotating/fixed/goal), contribution amount, and frequency.
Invite Members
Share an invite link. Members join and verify their identity before participating.
Contribute
Auto-debit contributions on schedule. Everyone can see who's contributed in real-time.
Payout
Rotating stokvels pay out automatically. Goal-based groups disburse when the target is reached.
Key Features
Three Stokvel Types
Rotating (each member gets a turn), Fixed (pool grows together), or Goal-Based (save toward a shared target).
Transparent Ledger
Every contribution and payout is recorded on a shared ledger. All members see everything in real-time.
Auto-Contributions
Set up automatic debit orders so contributions happen on schedule without manual effort.
Member Verification
All members complete KYC verification. No anonymous participants, no defaults.
Group Chat
Built-in group messaging for stokvel discussions, vote on decisions, and share updates.
Preserving Ubuntu
Digital stokvels honour the South African tradition of communal savings while adding modern convenience.
API Endpoints
/wallets/stokvelCreate a new stokvel group
/wallets/stokvel/:id/joinJoin an existing stokvel
/wallets/stokvel/:id/contributeMake a contribution
/wallets/stokvelList your stokvels
/wallets/stokvel/:idGet stokvel details and members