Access Your Earned Wages
Get paid for the days you've already worked, before payday. No loans, no interest — just your money, when you need it.
How It Works
Employer Enrols
Your employer integrates with KAD EWA. Payroll data syncs automatically.
Check Eligible Amount
Open the app and see how much of your earned wages you can access today.
Request
Request any amount up to 50% of your earned wages. Instant approval.
Receive
Funds arrive in your KAD wallet within 60 seconds. Deducted from your next payslip.
Key Features
Not a Loan
EWA is an advance on wages you've already earned. No interest, no credit check, no debt.
Instant Access
Funds in your wallet within 60 seconds. Available 24/7, including weekends and holidays.
Flat Fee
Just R5 per withdrawal, regardless of amount. No percentage charges, no hidden costs.
Employer Dashboard
Employers get a dashboard to manage enrolled employees, set limits, and view usage analytics.
Financial Wellness
Reduce reliance on loan sharks and payday lenders. Help employees manage cashflow gaps.
Payroll Integration
Integrates with major payroll providers. Auto-deduction from next payslip, zero employer admin.
API Endpoints
/ewa/eligibleCheck eligible EWA amount based on worked days
/ewa/requestRequest earned wage access
/ewa/historyGet EWA request history