Gold Savings

Save in Gold

Beat inflation by saving in gold, platinum, and copper-backed KAD. Round-up spare change, set goals, and watch your wealth grow.

30%
Gold Allocation
102.4%
Backing Ratio
R5
Min Savings
0%
Savings Fees

How It Works

1

Create a Vault

Choose your savings goal β€” emergency fund, education, holiday, or custom.

2

Set a Target

Set a target amount and deadline. We'll calculate your required monthly contribution.

3

Fund It

Deposit manually, set up auto-debit, or enable round-up savings on every purchase.

4

Grow

Your savings are backed by physical commodities. Withdraw anytime with zero lock-in.

Key Features

Resource-Backed

Your savings are backed by gold (30%), platinum (15%), and copper (8%) held by regulated custodians.

Round-Up Savings

Round up every purchase to the nearest R10 and auto-save the difference. Small amounts add up fast.

Goal-Based Vaults

Create separate vaults for different goals. Track progress with visual milestones.

Inflation Shield

Enable inflation shield to automatically increase contributions in line with CPI.

Beat Inflation

Gold has outperformed ZAR inflation by 8% annually over the past decade. Save smarter.

No Lock-In

Withdraw your savings anytime. No penalties, no notice periods, no minimum terms.

API Endpoints

POST
/consumer/savings/create

Create a new savings vault

POST
/consumer/inflation-shield

Enable inflation shield on a vault

POST
/wallets/pockets

Create a savings pocket

POST
/wallets/pockets/:id/fund

Fund a savings pocket

POST
/wallets/pockets/:id/withdraw

Withdraw from a pocket

Ready to get started?

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